Terms and Conditions of Use
These terms govern your use of our financial literacy blog for Malaysia. Please read carefully to understand your rights and obligations as a visitor.
Last revised on December 28, 2025
Acceptance of Terms
By accessing and using this site, you agree to these terms and all referenced policies. If you disagree, please refrain from using the website or associated services.
Definitions
Key terms used in these conditions clarify how our services and content are provided.
“Website” refers to vynoraxeli.pro, including all its features and resources.
“Content” means all text, blog posts, advice, and resources provided on this site.
“User” refers to any person who visits, interacts, or submits information to the site.
“We”, “us”, or “our” means the experts and operators of this blog.
Service Usage Limits
The blog provides information and guidance only. We do not offer direct financial products, investment opportunities, or personal consulting services.
User Eligibility
Anyone aged 18 or older, or with parental supervision if under 18, may browse and use site features. Malaysia law applies to users and site activities.
Not suitable for those under 13 years old.
User Responsibilities
Your conduct should ensure a respectful, safe, and lawful experience for all users of our community.
Prohibited Uses
The following actions are strictly not allowed on this blog:
Intellectual Property
All blog materials are our property. You may cite or reference content for personal use only, with proper attribution and non-commercial intent.
User Content Submissions
User comments or feedback must be relevant, respectful, and free from copyrighted third-party material.
User Content Rights
By submitting material, you grant us a license to use, display, and share that content in connection with the website’s operation.
Privacy and Data Protection
We respect your privacy and process data as detailed in our Privacy Policy. For more, refer to our full privacy statement.
View Privacy PolicyImportant Disclaimers
Our advice does not substitute for licensed professional guidance or tailored consultation.
No Guarantees
Results may vary and depend on personal effort, market conditions, or other factors. We do not guarantee any outcome or specific result.
Limitation of Liability
We are not liable for any loss, direct or indirect, resulting from reliance on blog information or resources.
Indemnification
You agree to defend and hold us harmless from claims related to content usage or violation of these terms.
Resolving Disputes
We encourage resolving disagreements amicably. If a dispute arises, these steps apply:
Arbitration
Disputes not resolved informally will be submitted to arbitration in Malaysia under applicable procedural rules.
Arbitration does not preclude your legal rights under Malaysian law.
Online Dispute Resolution
As an alternative, you may seek dispute resolution via approved online platforms supported in Malaysia.
See full disclaimer pageSeverability
If any part of these terms is determined invalid, remaining provisions stay in effect.
Entire Agreement
These terms, together with referenced policies, represent the full agreement between you and vynoraxeli.pro.
Applicable Law and Jurisdiction
These terms are governed by laws of Malaysia. Disputes are settled in Malaysian courts.
Termination
We reserve the right to suspend access or remove content for violations of these terms after review.
Changes
We may amend these terms from time to time. Updated versions are published with the effective date listed.
Contact for Terms Questions
Please use the contact details below for questions about these terms and policies.
Email Address: content@vynoraxeli.pro
Phone: +60 5-869 7403
Address: Level 27 Penthouse, Centrepoint North, Mid Valley City, Lingkaran Syed Putra, Kuala Lumpur 59200 Malaysia
Effective Date: December 28, 2025
Version: 1.3